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Types of Mortgages and Home Loans
All you need to know about mortgages, interest rates, and home loan fees. There are two types of mortgages available to you: fixed rate and variable. Fixed rate means you lock in a fixed interest rate for a fixed yearly term (usually there or five years)....
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Checklist for New Homeowners
Make sure all the electrical and plumbing systems work. Before you move in you will need to set up your power and gas accounts, but first make sure everything is in good working condition. Electrical: Look for exposed wires Are there any broken light fixtures?...
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Homebuyer’s Exterior Checklist
Checklist for the Exterior of the Home You want to Buy Here's a checklist of things to review on the exterior of the home you're interested in purchasing: Are there cracks in the foundation? Check stairs or steps for signs of cracking, breakage and loose...
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What to Look for Before You Buy a Home in a New Area
Investigate the neighbourhood that you would be living in before you make your purchase offer. There are numerous things listed below that you'll want to look into before making the offer. Because neighbours are often the best part, or the worst part of the...
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Homebuyer’s Interior Checklist
Checklist of things to look at when you are buying a home Be sure to bring your checklist, and pen to make some notes about a property’s interior features (listed below). Record important details and note anything that needs changing, repair, or special...
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What Documents Do I Need to Complete My Mortgage Application?
These are the documents needed by your lender to complete your mortgage application DISCLOSURE DOCUMENTS Application Form, Credit Guide, Credit Proposal IDENTIFICATION: two of the following required (at least one document with photo): Current Drivers Licence,...
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The First Home Owner Grant
First Home Grant and Finance The First Home Owner Grant scheme offsets the effect of the GST on home ownership by providing a grant to first time homeowners. It is a one-off payment to assist eligible first home owners with purchase or construction costs. The...
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A Brief Summary of the Sales Process
Learn what happens in the sales process The following is a summary of the sales process that will take you to ownership. We suggest you speak with your broker and solicitor about each step. Buying a property is a time-locked process – you will be penalised or...
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How to Decide on the Best Property
When deciding on the best property for you, consider this... Before putting in an offer, you should consult this list to see if the property is right for you. You should also pose as many questions as possible to the seller - and get important answers in...
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