These are the documents needed by your lender to complete your mortgage application
DISCLOSURE DOCUMENTS
Application Form, Credit Guide, Credit Proposal
IDENTIFICATION: two of the following required (at least one document with photo):
Current Drivers Licence, Birth Certificate, Medicare Card, Credit Card, Rates Notice.
**Please ensure identification documents are certified copies**
EVIDENCE OF INCOME
Salary / Wages (Payslips + one document from Group A)
Payslips
Last 2 Payslips** (**Not more than a month old)
Group A
Latest Group Certificate
ATO Notice of Assessment
Self-Employed – all items required:
- Last 2 years personal tax returns
- Last 2 years company tax returns
- Last 2 years company financial statements
- Recent ATO Portal Running balance for last 6 months (accountant can provide this – if applicable)
- Interim Financial Statements or Management Account (if applicable)
PROPERTY PURCHASE
Copy of full purchase contract (Form 27C if QLD)
Copy of Building Contract and Building Specifications (if applicable)
Evidence of funds to complete
RENTAL PROPERTY (1 of the listed items required)
Existing Rental Properties
Latest rental statement, Tenancy Agreement
New Rental Properties
Rental Appraisal from Real Estate Agent, Tenancy Agreement
EVIDENCE OF ASSETS
Rates Notice for all properties owned, most recent salary credit or transaction account bank statement
LOANS BEING REFINANCED
Last 6 months loan statements (for home, investment and personal loans)
Last 3 months credit card statements